📤 Request — POST /v1/insure
{
"transaction_id": "tx_...",
"amount": 0,
"currency": "HKD",
"corridor": "HK→CN",
"platform": "alipay_hk",
"user_id": "user_..."
}
📥 Response — 200 OK (avg 18ms)
{
"policy_id": "pol_...",
"coverage": 0,
"currency": "HKD",
"trigger": "parametric",
"rebate_earned": 0.00,
"expires": "...",
"status": "active"
}