How Money Moves
💙
Alipay cross-border transactionYAS API hook fires on every HK→CN payment
⚡
Micro-policy issued in 14ms20× coverage · trigger = hospitalisation or death only
🔵
0.05% forex rebate → USDC poolAuto-deposited to smart contract · earns 4.2% APY
🏥
Hospital oracle confirms eventBinary: admitted or not · no adjuster · no form
✅
Smart contract auto-pays USDC instantlyBeneficiary wallet · seconds not weeks
Smart Contract — Last Execution
// Waiting for claim event...
function autoPayout(policyId, event) {
require(oracle.verify(event) == true);
require(pool.balance >= policy.coverage);
pool.transfer(beneficiary, coverage_usdc);
emit PolicyClaimed(policyId, block.timestamp);
}